CdLab

Bump Up CD Calculator

Project a bump-up CD’s value.

Your CD numbers never leave your browser — all math runs locally.
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Try: Principal=10000, APY=3.8, Term (years)=5 → $10,000, 3.80%, 5, $12,050, $2,050

How to use

A bump-up CD lets you raise your rate once if rates rise. The calculator shows the base value; a bump adds interest.

FAQ

How many bumps?

Usually one per term — time it when rates have risen meaningfully.

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