CdLab

CD After-Tax Calculator

CD interest after income tax.

Your CD numbers never leave your browser — all math runs locally.
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Try: Principal=10000, APY=4.5, Term (years)=5, Tax rate=22 → $2,462, 22.00%, $542, $1,920

How to use

CD interest is taxable. Enter your marginal rate to see the after-tax interest you keep.

FAQ

State tax too?

Yes — most states tax CD interest, unlike municipal bonds.

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