CD Early Withdrawal Penalty Calculator
Interest kept after an early CD withdrawal.
Your CD numbers never leave your browser — all math runs locally.Try: Principal=10000, APY=4.5, Term (years)=5, Penalty months=6 → $2,462, $225, $2,237
How to use
Enter the penalty in months. The calculator subtracts that much interest from what you would have earned.
FAQ
Typical penalty?
Often 90–180 days of interest for a 5-year CD.
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